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Confused About Annuities?

You're not alone. Many people have difficulty understanding them. The main reason for all the confusion:

Annuities may be single or flexible-payment; fixed or variable; deferred or immediate.

No matter the type, annuities are financial contracts with an insurance company that are designed to be a source of retirement income. This web site will help you decide if an annuity is right for you and help you to choose the type of annuity that best meets your needs.

For more information about annuities . . . .

We are a Full Service agency , representing the best of the best in Tax Sheltered Annuities. All products are guaranteed by both the Insurance carriers and by state regulators as well.

Annuities can allow you to guarantee an income, a rate of return, play the stock market with index funds (S & P 500, Dow Jones, NASDAQ, even BOND strategies), with NO LOSSES possible, and gains LOCKED in EVERY YEAR. They make great vehicles for ROTH & SEP IRAs, Retirement plans and a safe haven for capital gains.

C D = Certificate of Disappointment !!!

What cripples a CD the most?

*Returns   *lnflation   *Taxes

Overcome ALL of these with a Tax Deferred Annuity!

They eliminate taxes, increase interest, and keep pace with inflation! Recent Equity-indexed annuities guarantee principal as well as the gain, and benefit you from the upside of the stock market, without any downside risk!

Premium amount   $100,000.00
Interest rate 4.5% + $4,500.00
Taxes 33% - $1,485.00
Amount after tax = $103,015.00
Inflation 3.5% - $3,605.53
Amount left = $99,409.48
Net loss ($590.52)


The Real Rate of Return: 1990 - 2000
  1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000
CD Rate 7.64 4.41 3.55 3.35 6.78 5.49 5.47 5.82 5.01 6.07 6.30
Inflation 6.3 3.0 3.0 2.8 2.6 2.6 3.3 1.7 1.6 2.8 3.4
Real Rate of Return (less 33% Tax & Inflation) -1.18 -0.05 -0.62 -0.56 1.94 1.08 0.36 2.20 1.76 1.37 0.82
Source: Bloomberg


Proudly representing these A to A+ rated Annuity carriers:

AIG
Allianz/Life UsA
American Equity
American National
Equivest
F&G Life
Fidelity Security

GE Capital/Genworth
Golden Rule
ING
Jefferson-Pilot
John Hancock
Keyport
Layfayette Life
Lincoln Financial
ManuLife
Mutual of Omaha
Physicians Mutual
Presidential
Sun Trust
USG






Registered representative /Securities offered through Signator Investors , Inc. Member NASD, SIPC

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Office: Toll free 888-866-5657     DC/MD Suburban 301-580-2227     Balt/Annapolis 410-730-9028
Fax 410-730-9036     email: johnnyjinsurance@hotmail.com
P O Box 391 Simpsonville MD 21150-0391

John Jacobs Insurance specializes in Tax Sheltered Annuity & Annuities near the Baltimore-Annapolis-Washington DC Area.
Tax Sheltered Annuities serving Baltimore, Annapolis, Washington DC, Maryland, Virginia, Delaware & Pennsylvania.

Tax Sheltered Annuity Baltimore | Tax Sheltered Annuities Annapolis | Tax Sheltered Annuity Washington DC
Tax Sheltered Annuity Maryland | Tax Sheltered Annuities Virginia | Tax Sheltered Annuities Delaware | Tax Sheltered Annuities Pennsylvania

John Jacobs offers Tax Sheltered Annuities in the Baltimore-Annapolis-Washington DC Area.
Tax Sheltered Annuity in Maryland, Virginia, Delaware & Pennsylvania.

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