Life Insurance

Long Term Care

Medicare Supplements

Disability

Group Plans

Tax Sheltered Annuities
& Retirement Planning

Theresa's Health Tips

Referral Bonus

Medicare Supplement Plans

At age 65, Medicare WILL BE YOUR HEALTH PLAN! Through Medciare parts A, B & D you'll have hopspitalization, physicians care and tests, & prescriptions paid EXCEPT:

• Co-Pays(up to $35,000)
• Deductibles
• RX deductibles of $250, out of pocket costs up to $3600 annually.
• Part D coverage adds valuable RX coverage -Contact Us

There are a variety of plans available to help with these expenses, commonly called Medigap policies.

Contact our Offices to recieve "The Shopper's Guide to Medigap Policies" that explains in plain language, what Medicare covers and what these plans consist of. We represent the best carriers in the USA for these plans in MD, DC, VA, PA DE & NJ.

Confused about Prescription coverage under Medicare? Like to learn more about Canadian pharmacies and what they can do to help lower your prescription costs? Contact our offices to recieve copies of the February 2004 Time magazine article "Why Your Drugs Cost So Much" as well as information on Canadian pharmacies that MAY save you up to 80% on your prescriptions.

Are you 65 or over, Still at Work, and want to stay on a company sponsored health plan? Ask about "Senior Select" a comprehensive plan available to Medicare eligible individuals still at work.